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— Latest Posts
Cost of Buying a New Home
Smart budgeting is required when buying your home. Saving the down payment and crunching numbers helps determine how much mortgage you can afford. But the costs don’t just end there. Planning in...
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Down Payment Options for First Time Home Buyers
Down Payment Options and Tax Credits for First Time Home BuyersPurchasing a home is a big financial commitment. In addition to moving costs and closing costs, most home purchases require a down...
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What the Heck is an IRD?
What the heck is an IRD and how will it impact me?​The IRD or Interest Rate Differential is a charge levied by lenders that may apply if you pay off your mortgage before it matures. Or if you pay more...
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The Upside of Alternative and/or Unregulated Lenders
A recent report from the Bank of Canada reviewed the impact of the government's policy changes on the mortgage market. It found that overall market activity had slowed -- something we knew would...
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