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Anatomy of mortgage changes
There is little doubt that housing sales have slowed down in the past year, due in large part to stricter mortgage regulations. Part of those regulations is a mortgage stress test that requires...
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The Canadian economy and the housing market
We are living in strange times, economically speaking. Mortgage stress tests have slowed the housing market and may be one of the reasons the Bank of Canada has signaled it may pause on increasing...
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Cost of Buying a New Home
Smart budgeting is required when buying your home. Saving the down payment and crunching numbers helps determine how much mortgage you can afford. But the costs don’t just end there. Planning in...
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Down Payment Options for First Time Home Buyers
Down Payment Options and Tax Credits for First Time Home BuyersPurchasing a home is a big financial commitment. In addition to moving costs and closing costs, most home purchases require a down...
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